Category Archives: News Blog

Auto-reversionary pensions in your SMSF – Why you must have them

When you retire (or semi-retire) from work, a usual practice is to establish an account-based pension (ABP) from your SMSF to provide retirement income. When this occurs, the assets funding the pension payments (e.g. cash, shares, property) are transferred from accumulation phase to pension phase. Whilst you are younger and working full-time, typically all your […]

Also posted in Self-Managed Super Funds | Comments closed

The top 10 benefits of investing in property

Investing in property can be a fantastic strategy to grow your wealth and achieve financial independence. Yes, the property market has been on a bit of rollercoaster ride in recent years, but there are many advantages to investing property. Here are 10 benefits of investing in property: 1. Invest for capital growth and use rental […]

Also posted in Investment Property | Comments closed

Three new measures for SMSF trustees that are now enforce

On 7 August 2012 the ATO introduced three new measures that will affect the obligations of Self Managed Super Fund (SMSF) trustees. The ATO has stated that the new measures are designed to address potential risks and strengthen the regulatory framework in which SMSF’s operate. As a result, SMSF trustees will now be required to adhere […]

Also posted in Self-Managed Super Funds | Comments closed

SMSF related party loans: ATO says OK to a 0% interest rate

A related party loan can be a useful alternative to a regular bank loan for a self-managed super fund (SMSF) looking to invest in property (or another asset). Both loan arrangements are limited recourse in nature (that is, the lender’s recourse is limited to the asset purchased in the event of default) however, the key […]

Also posted in Self-Managed Super Funds | Comments closed

Get your questions answered during Financial Planning Week 2012

Blog - 14082012

Financial Planning Week is an annual campaign run by the Financial Planning Association of Australia (FPA) to promote financial advice in the community. As part of the campaign, the FPA will again be offering ‘Ask an Expert’; an online question and answer service to give Australians an insight into how financial planning can benefit them. […]

Also posted in Financial Advice | Comments closed

One of the main advantages of having your superannuation savings invested in a self-managed super fund (SMSF) is having access to an enormous repertoire of strategies that can be applied to maximise the value of your fund. Generally, such strategies cannot be used if your superannuation is invested in other types of super funds such […]

Ban on SMSF off-market transfers deferred until 1 July 2013

Trustees of self-managed super funds (SMSF’s) are able contribute some personally-owned assets to their fund by way of an off-market transfer. An off-market transfer is also known as an in-specie contribution. If you own shares, term deposits, managed funds or business real property (but not residential property), you can transfer the ownership of these assets […]

Also posted in Self-Managed Super Funds | Comments closed

Consumers set to benefit as FSC tackles ‘insurance churning’

The practice of insurance churning is not new. It has existed for decades. Insurance churning is said to occur where a financial planner or insurance adviser moves clients from policy to policy purely to obtain higher commission payments. To illustrate, say you have had a life insurance policy in place for 12 months. Your adviser, […]

Also posted in Insurance | Comments closed
  • Send Us Your Enquiry Today!

    Name *

    Email *

    My enquiry relates to:

    Additional Information

    Enter the CODE below:

  • FPE on YouTube

  • About Financial Planning Expert

    Financial Planning Expert is an independent financial planning business based in Melbourne. We provide genuinely independent and conflict free financial advice. We’re experts in self-managed superannuation fund (SMSFs) advice and strategy, retirement planning, property and share investment advice, life and income protection insurance, tax planning, asset protection, estate planning and advice for Australian expatriates.