Monthly Archives: March 2013

Investing in a Defence Housing property; the pros and cons

Defence Housing Australia (DHA) is a government-backed scheme providing housing to members of the Defence Force and their families. Investors purchase a property from DHA and then lease it back to DHA. Lease terms range from 3-6 years or 9-12 years. Like any property investment, there are pros and cons with the DHA scheme. Without […]

Posted in Investment Property | Comments closed

Using dividend imputation to boost your SMSF returns

You’ve probably heard the terms franking credit, imputation credit and franked dividend before. These terms all relate to the dividend imputation system associated with investing in Australian shares. In simple terms, before a company distributes a dividend to shareholders, it will have often (but not always) paid company tax of 30% on the payment already. […]

Posted in Self-Managed Super Funds | Comments closed

How to apply fund-capped contribution limits to your SMSF

The ATO recently provided clarification around its position on fund-capped contribution limits for superannuation funds (ATO ID 2012/79, sub regulation 7.04). The limits only come into play where: 1) A person under age 65 contributes more than $450,000 in a single contribution to a super fund, or 2) A person aged 65 or older contributes […]

Posted in Self-Managed Super Funds | Comments closed
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    Financial Planning Expert is an independent financial planning business based in Melbourne. We provide genuinely independent and conflict free financial advice. We’re experts in self-managed superannuation fund (SMSFs) advice and strategy, retirement planning, property and share investment advice, life and income protection insurance, tax planning, asset protection, estate planning and advice for Australian expatriates.