Meeting with new clients is always an interesting experience. Getting to know new people and their situation is arguably the most important step of the financial planning process. It’s during this time that a financial planner develops an intimate understanding that goes far beyond the clients’ financial situation. For instance, a person’s needs, concerns, personal […]
Most individuals understand the importance of having income protection and life insurances in place but often overlook the importance of trauma insurance. In fact, in our experience, many people are not even aware trauma insurance exists. To some degree this is not surprising as trauma insurance is relatively new, having only been available for around […]
Finding someone you can trust is arguably the biggest challenge when looking for financial advice. Not only that, it’s vitally important. Think about what you’re actually needing when you engage the services of a financial planner. You’re needing someone to give you advice about one of the most personal, sensitive and emotional aspects in your […]
Salary packaging is where you ask your employer to direct a portion of your salary towards an item before income tax is applied. The benefit of doing this is simple – it allows you to pay for an item with pre-tax dollars, meaning the item may be tax free as a result. Salary packaging is […]
Self-managed super funds (SMSF’s) are certainly fashionable at the moment. Most days there is something written in the newspapers about them and everyone seems to know someone who has one. Considering the poor performance delivered by most other super funds over the last few years, it’s perhaps not surprising that around 2,000 new SMSF’s are […]
