Personal Income Protection – The biggest risk to your financial security and how YOU can avoid it. Did you know 60% of Australian families with dependants will run out of money within 12 months if the main income earner cannot work? This is a startling fact and serves as a wakeup call that life can […]
The biggest risk to business owners and how YOU can avoid it. Did you know 60% of Australian families with dependants will run out of money within 12 months if the main income earner cannot work? This is a startling fact and serves as a wakeup call that life can often throw a few curve […]
This week is the 20th anniversary of compulsory superannuation in Australia. Since its inception we have seen many tweaks and changes as the Government continues to ‘fine tune’ the system for future generations. Uncertain conditions around the world since the start of the GFC in 2008 have meant that superannuation returns haven’t been as strong […]
According to research organisation Investment Trends, on average people expect they will need $56,000 each year in retirement. This is fine you might say, but to me this statistic is pointless in isolation. We need to know more. We need to know what actually is the average income in retirement.
Ever heard the term ‘franking credit’? If you’re like most people you’ve heard the term but have no idea what it means.
Most Australians consider their three biggest assets to be; 1) their home, 2) their car, and 3) their home contents – in that order. At least that’s what insurance statistics say. These 3 assets are the most highly insured. Following this logic then, your home should be your biggest asset. Right? I don’t believe so. […]
